In Case You Missed It: Consumer Financial Services Law Monitor - July in Review
We have posted several new topics to the Consumer Financial Services Law Monitor blog throughout the month of July. To read further, click on the titles below:
CONSUMER FINANCIAL PROTECTION BUREAU (CFPB)
CFPB Releases Blog Post Favoring Use of Self-Reported Cash Flow Data in Credit Underwriting
Section 1071 Final Rule: Anti-Discouragement Provisions
Section 1071 Final Rule: What Changed From the Proposed Rule
CREDIT REPORTING + DATA BROKERS
Amendment to California Employment Regulation May Impact Background Screeners
Michigan House Bill Proposes Excluding Tenant Credit Scores from Rental Decisions
May Report Reveals a Big Monthly Jump in Consumer Litigation Filings
Consumer Litigation Filings Back Down in June
TCPA
First Post-Facebook Appeal Makes Its Way to Supreme Court
FCC Proposes New Rules for Revocation under the TCPA
Ohio Federal Court Finds Plaintiff Has Standing in TCPA Case Over Messages Left With Wrong Recipient
DEBT COLLECTION
Nevada Significantly Amends Its Collection Agency Licensing Act
CRYPTO
BANKING
FedNow Goes Live, Addressing Need for Speed in Banking
Connecticut Banking Statutes Amendments Take Effect October 1
REGULATORY ENFORCEMENT + COMPLIANCE
Missouri Becomes Latest State to Establish Regulatory Framework for Earned Wage Access Products
Nevada Enacts Law Imposing Licensing Requirements and Regulations on Student Loan Servicers
Federal Agencies Launch Inquiry Into Medical Payment Products
Connecticut Becomes Latest State to Enact a Commercial Financing Disclosure and Registration Law
MORTGAGE LENDING
Michigan Supreme Court Refuses to Enforce Usury Savings Clause in a Commercial Mortgage
FFIEC Announces Availability of 2022 HMDA Data
PODCASTS
Payments and the Solar Industry
Recent Developments in California Privacy Laws
How Voice AI and Machine Learning Redefine Call Center Controls
Using Expert Witnesses in FCRA Cases