We do everything that financial services companies need.
Troutman Pepper offers comprehensive support to financial services businesses in today’s challenging and ever-changing environment. Consistently recognized as a leading service provider to all segments of the financial services industry, we provide timely and practical counsel to guide clients with their most important decisions.
We serve businesses across the financial services spectrum — national, regional, and community financial institutions, auto and other consumer lenders, mortgage lenders and servicers, broker dealers, commercial lenders, payment processors, financial technology companies, and a host of other financial services providers — as well as corporate borrowers and others engaged in complex financing matters. These clients look to us for industry-leading counsel on the most crucial aspects of their business, from structuring major transactions to dealing with regulatory scrutiny. Our attorneys also have litigated thousands of individual and class action lawsuits involving cutting-edge financial services issues in state and federal courts throughout the United States, as well as resolving complex business disputes in arbitration and other alternative dispute resolution processes.
We provide the full range of corporate and transactional services for our clients, representing them in transformative mergers and acquisitions, charter selection and licensing issues, formation of new banks and other entities, capital markets transactions, and corporate governance and operational advice. For both lenders and borrowers, we create and execute transactions involving all financing structures and funding models. We also are a destination firm for secured lenders, special servicers, indenture trustees, and creditors of all types in every aspect of restructurings, workouts, bankruptcies, distressed asset sales, and insolvency-related litigation.
We have decades of experience advising financial services clients on all aspects of federal and state regulatory compliance, as well as government investigation and regulatory enforcement matters. We have particularly deep experience in consumer finance, developing compliance strategies, programs and policies, and conducting audits for compliance with federal and state consumer protection laws. Supported by dedicated class action defense, CFPB, federal and state attorneys general and regulatory practices, we help our clients successfully navigate regulatory changes, government investigations and litigation, and private lawsuits ranging from individual claims to national class actions.
Strategic government relations advice is critical to success for financial services businesses. Our subsidiary Troutman Pepper Strategies represents clients across financial services sectors before the House Financial Services and Senate Banking Committees, as well as numerous federal agencies and senior administration officials. Our work and representation includes providers of software and hardware for banks, payments solutions providers, real estate technology and housing, as well as securities exchanges and capital markets.
Private equity M&A drives growth in today's dynamic economy. Our private equity practice has deep experience in the financial services sector. From the initial strategic planning stages through the closing of a transaction, we advise on all corporate, securities, tax, employee benefit, contract, regulatory, environmental, and real estate matters that commonly arise during these transactions for private equity funds and their portfolio companies.
In addition, Troutman Pepper is widely regarded as the go-to legal resource for lenders and loan servicers for multi-family housing finance in the United States, with attorneys experienced in the use of tax credits, tax-exempt bonds, Fannie Mae, Freddie Mac, FHA/HUD programs, Ginnie Mae, and private conduits in mortgage securitization, as well as all other aspects of multi-family housing finance.
Our firm's comprehensive legal tracking service is designed to help financial institutions stay current with regulatory and legislative changes in three key areas:
Delivered directly to your inbox, these trackers include an overview of the most important changes and analyses on the potential impact to your business. A subscription to one or more trackers includes a monthly one-hour call with our attorneys, who will provide additional insights and be available to answer your questions.
Please click here to learn more about and subscribe to this service.
Troutman Pepper Financial Services
07.02.24
FinCEN Proposes Rule to Strengthen AML/CFT Programs
Consumer Financial Services Law Monitor
06.28.24
Supreme Court Overrules Chevron Doctrine in Landmark Administrative Law Decision
Firm News
06.28.24
Troutman Pepper Advises Payroc in Agreement to Acquire i3 Verticals’ Merchant of Record Payments Business
Consumer Financial Services Law Monitor
06.28.24
Virginia Takes Step Towards Prohibiting Creditors from Charging Electronic Payment Surcharges on Credit Transactions
Consumer Financial Services Law Monitor
06.27.24
Alabama Federal Court Allows FDCPA Case Involving Ambiguous Dispute Letters to Proceed to Trial
Consumer Financial Services Law Monitor
06.27.24
Navigating Bank-Fintech Partnerships: Avoiding Common Pitfalls