Financial technology is rapidly changing the face of financial services. Our payments and financial technology attorneys work with clients not only to keep up with change, but to break new ground.
Our clients are diverse. We regularly advise payment processors, mobile payments companies, prepaid card issuers and providers, consumer reporting agencies, banks, consumer and commercial marketplace lenders, money transmitters and other money services businesses, payroll processors, and health care administrators.
Our work is diverse. We advise on licensing, corporate, regulatory consumer compliance, intellectual property, privacy, and data breach issues. We also handle the full spectrum of payments and other fintech issues and agreements that play a role in the payments and other industries impacted by financial technology, from development, service, software, and outsourcing agreements to bank sponsorship and back-end processing agreements. We also have significant regulatory experience and offer corporate strategy, capital raising, and merger, acquisition, and joint-venture counsel to the payments and broader fintech industry, as well as businesses interested in acquiring fintech assets. We regularly advise banks and fintech companies regarding financial services partnerships.
We have a deep bench, reflecting the diversity of our clients and work. Our corporate, regulatory, intellectual property, litigation, and data security attorneys work seamlessly across the firm to provide holistic solutions to the complex legal needs driven by financial technology.
We represent payments companies and other fintech companies in connection with formation, licensing and regulatory issues, contract drafting and review, and M&A, joint venture, and capital raising transactions. We advise on a variety of corporate, securities, tax, and employee benefit matters that arise in the context of these transactions. Our experience representing a broad cross-section of parties informs extensive knowledge of all transaction perspectives and positions us to assist clients in completing transactions in an efficient and practical manner.
We regularly provide compliance advice, develop compliance strategies, formulate compliance management programs and written policies, and conduct compliance audits for payments and other industries for compliance with federal and state consumer protection laws.
We help financial technology companies focus on intellectual property development, protection, and risk avoidance. We routinely advise boards and management regarding policies and procedures, patent prosecution and protection, trademark protection, brand management, trade secret protection and related security practices, employment agreements, competitive intelligence and third-party intellectual property risk avoidance. We ensure that our clients not only have the correct policies in place, but also the necessary processes and assessment plans to meet their objectives for the program.
We provide litigation and regulatory advice to financial technology companies. We represent clients in matters involving government regulators, industry regulators, and private litigants and vigorously represent client interests with a balance of practicality and assertiveness.
Podcasts
06.27.24
Navigating Bank-Fintech Partnerships: Avoiding Common Pitfalls
Podcasts
06.20.24
Regulation Through Enforcement: Insights From the BlueSnap Lawsuit
Podcasts
06.13.24
Meet Troutman Pepper's Bank Regulatory Team
Podcasts
06.05.24
Third-Party Risk Management in Bank-Fintech Partnerships: Strategies and Insights
Podcasts
06.04.24
Unpacking the Lummis-Gillibrand Payment Stablecoin Act: Implications for the Digital Asset Industry
Press Coverage
05.30.24
Digital Channels Create Consumer Compliance Struggles for Banks