Clients in the residential solar energy sector face complex and evolving regulations governing solar leasing, financing, and development. We help them to stay ahead of the curve, mitigate risk, and efficiently resolve the disputes that may arise in those transactions.
Our professionals have decades of experience advising solar industry participants on their compliance with regulations governing licensure, solar leasing, and power purchase agreement (PPA) offerings, as well as state and federal consumer protection laws. We view these issues holistically, creating thoughtful and informed solutions to help clients effectively navigate compliance, regulatory enforcement, and related litigation. This blend of compliance, litigation, and regulatory guidance, coupled with our solar-specific knowledge, makes our team a valuable ally to the industry.
We ensure clients are compliant with all aspects of the regulations governing solar leasing and financing, including indirect (retail installment contract), direct loan, lease, and PPA products for residential and commercial customers. Our practice includes:
Representative Experience
We have a successful track record in consumer protection litigation, regularly achieving victories for solar companies in individual and class actions in state and federal courts. Our team understands the complex interplay between parallel civil litigation and government investigations involving the same conduct and develop strategies that protect our clients' interests. We have resolved more FCRA and Regulation V, FDCPA, and TCPA litigation than nearly any other firm, as well as individual and class actions related to ACH processing, sales practices, the Military Lending Act, and other consumer protection statutes. Our experience litigating cases involving the consumer protection laws most relevant to solar companies — particularly in challenging jurisdictions — ensures that we can move swiftly and decisively when disputes arise.
Representative Experience
Solar companies operate in a highly regulated and shifting environment. We advise clients on the changing scope of regulatory authority, emerging trends, and risk areas relevant to their businesses, including through mock regulatory examinations. We represent clients before the Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), Securities and Exchange Commission (SEC), and Department of Justice (DOJ), as well as state attorneys general and state public utility commissions. We are experienced in counseling clients through investigations and enforcement actions brought by state, federal, and industry regulatory bodies related to debt collection, fair lending, short-term lending, loan origination and servicing, credit cards, and payment processing.
Representative Experience
Firm News
02.01.24
Troutman Pepper Releases 2023 Consumer Financial Services Year in Review & 2024 Look Ahead
Articles + Publications
12.20.23
Troutman Pepper State Attorneys General Monitor — December 20, 2023
Articles + Publications
12.13.23
Troutman Pepper State Attorneys General Monitor — December 13, 2023
Consumer Financial Services Law Monitor
12.04.23
Troutman Pepper Weekly Consumer Financial Services Newsletter
Articles + Publications
10.18.23
Pa. Autodialer Decision Has Turned TCPA Tides in 3rd Circ.
Articles + Publications
10.13.23
Troutman Pepper State Attorneys General Monitor — October 13, 2023